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Texas note servicing cost: every fee, up front.
$35 a month per note, $40 with escrow, $150 to set up. No contract, no minimum portfolio, no surprises on the invoice.
Fee schedule
Per loan · no contractPrice your own portfolio.
Slide to your number of notes. Same per-loan price whether you hold one note or a hundred.
What would my portfolio cost?
Estimate from published fees. Larger books — ask about portfolio terms.
No add-on menu for the basics.
- Payment collection by ACH, card, check or portal
- Escrow for taxes, insurance and HOA ($40 tier)
- Borrower support by phone and email
- Late-payment tracking and notices
- Form 1098 and 1099 by January 31
- Monthly lender statements
- Lender portal, any hour
- ACH disbursements to you
- Payoff and reinstatement quotes
- Insurance and tax tracking
No contract means you can go.
Give us 60 days’ notice and we transfer the loan to your next servicer with a RESPA goodbye letter to the borrower — $75 per loan ($100 on shorter notice). We’d rather keep you by doing good work than by holding you to paper.
Pricing, answered.
Are there fees that aren’t on this page?
No. Default or foreclosure support is quoted separately if you request it. Everything else is on the schedule above.
Why do you split late fees with the lender?
Collecting a late payment takes work: reminders, calls and letters. Sharing the fee 50/50 covers that work without adding another line to your monthly bill.
Do you charge per loan or per portfolio?
Per loan. One note or fifty, the per-loan price is the same. Larger portfolios can ask for written volume terms.
What does it cost to leave?
$75 per loan with 60 days’ written notice, or $100 per loan on shorter notice. That covers the borrower’s goodbye letter and handing the file to your new servicer.
Move your Texas note to a servicer that picks up the phone.
$35 a month per note, $40 with escrow, $150 to set up. No contract — leave on 60 days’ notice.