- Home
- Lenders
Servicing built for Texas private lenders.
You made the loan. We collect it, escrow it, report it and keep the borrower informed — the way Texas and federal rules require.
What a servicer does for a private lender.
A note servicer stands between you and your borrower: it takes the payments, keeps the escrow, sends the notices and files the tax forms, so the loan is run by the book and documented from day one.
That record matters most on the days you didn’t plan for — when you sell the note and the buyer wants a pay history, when the county tax bill is due, or when a borrower falls behind and you need to show exactly what was paid and when.
Find the setup that fits your book.
Same flat fee for all of them. Different paper, different questions.
Private investors
Done self-servicing? We take the day-to-day off your plate.
For investors
Land developers
Owner-financed lot sales and rural tracts.
For developers
Family offices
Notes held behind a fund or family office, reported your way.
For family offices
Switching servicers
Move a book over from another servicer without a gap.
How it worksWhat you get each month.
Portal, any hour
Loan data, payment history and balances from any device.
Money in your account
Disbursements by ACH direct deposit or check, on schedule every month.
Tax forms on time
1098s and 1099s prepared and delivered so your CPA has them by January 31.
Escrow that doesn’t slip
Taxes, insurance and HOA dues paid from escrow before they’re due.
Board a note in four steps.
Have the note, deed of trust and payment history handy and it goes quickly.
Fill in the form
The online intake form lists everything we need.
Upload documents
Note, deed of trust, closing statement and any payment history.
Pay setup
$150 one time per loan — plus $50 if you want it live in 48 hours.
We go live
Usually 5–10 business days. Your portal login arrives by email.
Move your portfolio without disruption.
Private-lender servicing, answered.
Do I need a license to hire a servicer?
No. Holding a note and hiring a servicer doesn’t require an originator license. Licensing questions come up when you make new owner-financed loans, and that’s the job of a licensed Residential Mortgage Loan Originator, not the servicer.
What will I pay per loan?
$150 per loan to set up, then $35 a month ($40 with escrow). Late fees are split 50/50. No long-term contract: 60 days’ notice to leave, $75 per loan to transfer out.
Do private notes need the same servicing as bank loans?
The core duties are the same: post payments, run escrow, send statements and file Forms 1098 and 1099. The difference is that most private lenders don’t have a servicing department, so they hire one.
Who makes decisions on my loans?
You do. You stay the lender of record. We carry out the servicing and keep you informed, and any change to a loan’s terms or how a delinquency is handled is your call.
Move your Texas note to a servicer that picks up the phone.
$35 a month per note, $40 with escrow, $150 to set up. No contract — leave on 60 days’ notice.